payment plans?

unknown_soldier · Amateur Joined: 04 May 2007 Posts: 33

ok, i admit i am not very good at savings Embarassed

but i saved up a bit and was thinking on buying a new rig for arround 2000, but i am stuck hesiting. i want a nice machine too and with some payment plan option i probably will make my mind up in getting something for about 4000. i didnt see vadim have any payment plans... or i didnt look in the right place?

Revolution · Amateur Joined: 04 May 2007 Posts: 40

To my knowledge Vadim has no payment plans...

Vincent · Vadim Official Joined: 10 Apr 2007 Posts: 2742

Yep, unfortunatelly we dont do them.
and we have 2 main reasons for not doing so:
1 - cost of finance. normaly you would be better off taking a loan rather paying the usually high interest rate that those 'buy now pay later' schemes offer. some competitors that do these finance plans that i just looked at charge 20-30% APR. i am sure that a simple shoping arround for a loan or credit card will bring better results.
2 - ethical business model. we believe that UK is already into too much debt and we wouldnt like to contribute to it. As you rightly point out - you have saved up a bit, but want better. This is the irony to us all - it's never enough Smile

please correct us guys if we do the wrong thing...

luanswan2002 · Master Joined: 05 May 2007 Posts: 888

You mean you wanna pay gradually over a certain amount of time? I don't think Vadim allows that type of payment method yet.

G3 · Devotee Joined: 03 May 2007 Posts: 84

I think that you can invest more in cooling (high-end watercooling, phase change) and save some money on machine itself, then when u gonna upgrade you just replace components because even if you buy Xtra-Super-Fast PC it gonna completely obsolete in 1,5 years.

Stealth · Guest

thats good reasoning
i was thinking about asking if i could arrange a credit account with you guys so i could get myself a gadget show pc but you make good points

im still paying off my student loan so i guess it can wait Smile

unknown_soldier · Amateur Joined: 04 May 2007 Posts: 33

bless! i didnt think of that before Shocked

time to cut down on missus expenses then... i still want a nice looking rig. what do you think guys?

fruim · Master Venerable Joined: 04 May 2007 Posts: 1195

I think what G3 said makes the most sense.
I spent a small fortune on my build, but I am a computer addict
and is my only hobby. In 5 years it will be an antique That's PC's
for you.
You can still buy a first class powerful computer which I am sure all your mates will envy, from Vadim for well under 2 grand. Plus you will
get the best of the best.
Credit card company's are pratically begging for new customers and offering 12 months zero credit charges if your new. Cant do any harm to apply.
Whatever you decide unknown_soldier keep in touch let us know how you get on, Good Luck Smile

unknown_soldier · Amateur Joined: 04 May 2007 Posts: 33

thanks fruim and everyone! i will certianly keep you posted!